Friday, March 10, 2017

Costs of Medical Treatment after a Motorcycle Injury




Most motorcyclists believe that riding a motorcycle evokes an exhilarating feeling of freedom. Unfortunately, with this freedom also comes a serious risk. Car accidents are horrible as is, but motorcycle accidents present much more fatal risks because there is less protection in the event of a collision. Motorcycles are especially vulnerable to collisions involving cars and in turn, the riders are more exposed to serious or even fatal injuries.
The medical costs of a motorcycle injury can be extremely high, although, as usual, the expense is always relative to the nature of the injury. For example, a head injury would be billed differently from a road rash, muscle injury, and etc. The following is a general overview of possible costs after a motorcycle accident.
Cost Breakdown
According to a study done by the National Highway Traffic Safety Administration (NHTSA),1 the average medical cost of an accident in which the rider suffers brain injury is estimated at $27,671. The average medical cost of an accident in which the rider does not suffer brain injury is estimated at $12,454. This study also highlighted the fact that riders wearing helmets incurred lesser hospital bills than those who were not wearing helmets. Riders wearing helmets amassed an average of $11,164 in hospital bills. While those who did not wear helmets amassed an average of $17,738. Charges included in these medical costs are:
  • Emergency medical services
  • Admission or readmission to the hospital
  • Professional fees
  • Ambulatory care services
  • Rehabilitation
  • Nursing home care.

Who bears the cost?
Most of the medical bills resulting from a motorcycle injury are not the sole responsibility of the victims. If the motorcyclist was not at fault in the crash, they can seek compensation from the negligent2 party who caused their injuries.
There are different ways to obtain compensation for the medical costs of a motorcycle injury. First, you can file a claim against the at-fault driver’s insurance company. Because of the often extensive costs of such injuries, however, insurance policies may not always be adequate to cover your cost. Sometimes legal action may be needed to get the compensation you deserve and this legal process can take time.

For this reason, victims might be responsible for the initial costs of medical treatment before coverage from an external source becomes effective and they may hesitate to incur those medical bills out of fear of the cost. It is important to note that seeking immediate medical care should be your utmost priority. Neglecting treatment for the fear of medical costs could potentially put you at greater risk of complications, both physically and legally. No matter how insignificant you believe the injury might be, it is advisable to seek professional medical help immediately.
Contact an Experienced Personal Injury Lawyer in the Clearwater/St. Petersburg/Tampa Bay Area Today
If you or your loved one has suffered an injury resulting from a motorcycle accident in the Clearwater/St. Petersburg/Tampa Bay area, do not hesitate to call Dolman Law Group. We are here to help, and we have significant expertise in motorcycle injury cases. Our experienced personal injury attorneys are skilled in fighting for and obtaining the compensation and legal justice that you deserve. Give Dolman Law Group a call today at 727-451-6900 or contact us online.